Can I use HSA or FSA funds to pay for GLP-1 medications?

Yes, you can typically use Health Savings Account (HSA) or Flexible Spending Account (FSA) funds to pay for GLP-1 medications when prescribed for a medical condition. This includes both diabetes indications (Ozempic, Mounjaro) and weight loss indications (Wegovy, Zepbound), as long as you have a valid prescription from a licensed healthcare provider.

However, there are important distinctions. If the medication is prescribed solely for weight loss without an underlying medical condition, some HSA administrators may question the expense. Having documentation from your provider stating the medical necessity can help. Additionally, over-the-counter weight loss supplements cannot be purchased with HSA/FSA funds, but prescription GLP-1 medications generally qualify regardless of the indication.